Car Accident Insurance Claims

To make money in motor insurance claims, accident, the first thing you need to know what insurance will pay for the damage to the car. There are two basic insurance to cover the cost of repairs to the car. First, please ....

Liability Insurance
If you want the money for car accident insurance claims, you will need to file a third party against the other driver's property, the insurance law. It claims a third party if you want to file an accident claim against the other driver's insurance. The driver and the insurance companies, and the first two pages, and then a third.

As usual, sufficient liability insurance to cover the cost of the average automobile accident.
Even if another driver was at least expectations of their public liability insurance, you will see that this is enough to pay for the repair of vehicles. For example, New York, the minimum property insurance, damage, liability for $ 10,000. In other states the minimum requirements of $ 5,000 - $ 25,000.

The first thing, get a copy of the other driver's insurance policy. So you can see the amount of money you can get liability insurance may be as well. Liability insurance will be listed in the three numbers, in the case of the first two numbers of the bodily injury limits and the third number to property damage.

For example, the New York insurance available 25/50/10. You can read the "$ 25,000 to each victim in case of accident, $ 50,000 and $ 10,000 for damage to property." Now you know, most likely demand you can get in a car accident insurance property damage $ 10,000. Then you know it, you will have enough to pay for car repairs.

However, just because of the insurance company can not afford to pay the damage, to say what will happen. We always show the other driver caused the accident. It means to collect evidence such as photographs, car accident reports, witness statements may, etc., motor vehicle accident insurance claims take a few months, because the insurance companies do not really hurry to pay the damage.

For this reason it frustrating dealing with another insurance company, and lot of time. To avoid this, you can get insurance claims, car crash ....

Collision coverage

Collision coverage, your carrier insurance, which pays for car repairs, regardless of whether it was caused by car accident. The benefits of the application that the collision coverage, that:


We guarantee money to be damage to the car.
Save time as you need to gather evidence against the other driver.
Accident insurance claim process smoother because we do not own insurance company from another insurer.

The whole process can be completed quickly, and you will find a solution to accidentally check in a few weeks.

This, despite the lack of supply during a collision coverage to be paid the franchise. Franchise usually several hundred dollars, which must be paid to lose. When you pay the deductible the insurance company pays the cost of repairs.

So you must decide whether the franchise will pay to get the car fixed quickly, or do not pay franchise and other auto prepares to convince an insurance company pay for damage to the car.